Browse 1,023 PMEGP-approved business ideas from the official KVIC database. Each project qualifies for a government subsidy of 15–35% — filter by sector and investment size to find an idea that fits your budget.
💡 How PMEGP works: Bank finances the full amount. Govt. deposits 15% (urban) to 35% (rural SC/ST/women) directly as subsidy — you only repay the balance.
1,023Business Ideas
14Sectors
15–35%Govt. Subsidy
₹35K–₹69LInvestment Range
Investment Range
Any amount
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Frequently Asked Questions
What is PMEGP?
Prime Minister's Employment Generation Programme — a credit-linked subsidy scheme by KVIC that provides government grants of 15–35% on project cost to help individuals start micro enterprises.
How much subsidy will I receive?
Urban general: 15%. Rural general: 25%. Rural SC/ST/women/minorities/ex-servicemen: 35%. The bank finances the rest as a term loan.
Who is eligible to apply?
Any Indian citizen above 18 years with at least VIII standard pass (for projects above ₹10 lakh in manufacturing or ₹5 lakh in services). No income ceiling applies.
What is the maximum project cost?
Manufacturing sector: up to ₹50 lakh. Service sector: up to ₹20 lakh. Check the latest KVIC circular for any revisions.
Are these business ideas official?
Yes — all 1,023 projects are from the official KVIC Samadhan and project profile database. Each entry links directly to the original PDF on the KVIC government website.
How do I apply for a PMEGP loan?
Apply online at kviconline.gov.in/pmegp. Select your project, fill the application form, and it is forwarded to your bank and district KVIC/KVIB/DIC office for approval.